What the ANORBANK app offers:
- Cards: order a card with free delivery, a virtual Humo-Mastercard, attach cards from any Uzbek bank
- Transfers: card to card and by phone number at a low fee, plus money requests
- Currency: exchange, a foreign-currency wallet and account
- Deposits: open and top up online, in UZS or foreign currency, withdraw without losing interest
- Loans: microloans, overdraft, payment-card orders
- Payments: mobile and other services, QR payments, templates and monitoring
About the referral programme:
- The bank's terms: 10,000 UZS for every new friend who registers through the link and completes full identification
- That reward goes to the inviter. No separate bonus is published for the new user who follows the link
- Once registered, the app gives you your own referral link — from then on the 10,000 UZS per friend is yours
How to use it:
- Open the link — it takes you to the ANORBANK app or to the app store
- Download the app and register
- Complete full identification (the bonus is only credited afterwards)
- Order a card or attach an existing one
Loan terms (per the app listing): 12 to 36 months, 27% to 41% APR. The bank sets the promotion's terms and can change them — check anorbank.uz and the app for the current state.




